Free Budget & Money Calculators

Instant, no signup, works in your browser. Pick a calculator below — each one helps you plan, then funnels into a spreadsheet you can keep.

50/30/20 Budget Calculator

Type your take-home pay → see your needs / wants / savings split instantly.

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Debt Snowball Calculator

Enter your debts and extra payment → see your payoff order and debt-free date.

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Savings Goal Calculator

Set a goal and deadline → see exactly how much to save each month.

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Hourly to Salary Calculator

Turn your hourly rate into annual, monthly, biweekly, and weekly pay.

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Emergency Fund Calculator

See how big your emergency fund should be and how long to build it.

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Auto Loan Calculator

Enter price, down payment, and rate → see your monthly car payment.

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Owner-Operator Cost Per Mile Calculator

Truckers: find your true cost per mile and the rate you need to profit.

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Roofing Squares Calculator

Roofers: roof size + pitch → squares and bundles of shingles needed.

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Free Monthly Budget Template

Prefer a spreadsheet? Grab the free budget template — works in Excel & Google Sheets, no signup.

Get the free template →
FormulaGenius — free tools for budgeting, debt, and saving. Estimates for planning only, not financial advice.